October 30, 2014

Investment insights: Sooner rather than later

by Erik Weisman, Ph.D., Fixed Income Portfolio Manager

The 29 October statement from the Federal Open Market Committee (FOMC) doesn’t lend credence to the idea that the first rate increase is off the table for June 2015. Yields have dropped recently on broad-based disinflation, geopolitical concerns and fears of a slowdown in global growth. Yet these lower yields simply don’t reflect the US Federal Reserve’s current forecasts.

October 29, 2014

Investment insights: Toward a eurozone banking union

by Erik Weisman, Ph.D., Fixed Income Portfolio Manager

Progress toward a true banking union in the eurozone has been measured in small, halting steps rather than grand leaps forward. Along this path, the asset quality review (AQR) of the European Central Bank (ECB) and the forward-looking stress test of the European Banking Authority (EBA) released on 26 October should help smooth the transition of the region’s banking system toward a single point of authority — transferring bank oversight from individual nations to a supernational level.

October 27, 2014

What's your family's greatest asset?

by Vicky Schroebel, Director of Business Development

A family's most precious asset isn’t measured in dollars or carats. It is measured in inches on the growth chart and birthday candles on the cake. One critical way to help protect your family is to ensure that each family member (18 or older) has signed a medical directive (health care directive and proxy). Why?

October 15, 2014

What are the ingredients of a successful retirement outcome?

by Ravi Venkataraman, Senior Managing Director of Defined Contribution Institutional Platforms

Answering the question above is relatively simple. A good starting point is looking at what we refer to as the Retirement Equation: contributions + investment gains – withdrawals = total balance at retirement. We believe that by examining the three components of the Retirement Equation, one can discern the ingredients of a successful retirement.

October 10, 2014

Are you prepared for the expected?

by Doug Orton, Vice President of Business Development

I can't count the number of times in my life I have heard, seen or been told to prepare for the unexpected (not that I've actually tried to count the times). But you know what? Can we really prepare for the unexpected? Like an asteroid hitting your house? If you said yes, we need to talk, and soon. But in all seriousness, no, you can't.